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Ski Club Personal Liability Insurance
All Ski Club Memberships now include personal liability insurance, providing cover if you cause injury or damage to third parties.
All Ski Club-endorsed activities are covered, and you don’t need to be skiing with the Club to be covered!
Ski in accordance with changing regulations across Europe, with more countries requiring liability insurance.
Please note, liability insurance does not provide cover for amongst other things, emergency medical expenses, cancellation, or lost baggage provided as part of travel insurance; you should continue to take our appropriate travel insurance suitable to the activities you wish to pursue when on your holiday. Liability insurance is only available for Members who are resident in the UK, Channel Islands or Isle of Man.
Frequently Asked Questions
These are designed to answer the most commonly asked questions about the Ski Club’s liability insurance, including exactly what it covers and how to submit a claim.
If your question remains unanswered, please reach out to the Ski Club Memberships team on 0208 410 2015 or at ku.oc.bulciks@srebmem
Public liability insurance protects you as a member of the Ski Club of Great Britain for claims brought against you for third party injury or property damage.
An excess of £250 has been applied to this insurance cover.
Anyone holding any membership to the Ski Club is automatically provided cover under Ski Club Liability Insurance as a benefit of their membership. This applies to all spouses and dependents, too.
Please note, cover is only provided for residents of the United Kingdom, Channel Islands and Isle of Man.
No, cover is only provided for residents of the United Kingdom, Channel Islands and Isle of Man.
Yes, the insurance will extend to cover you Worldwide.
You are covered for partaking in all sports the Ski Club normally promotes and offers, including (but not limited to) skiing, snowboarding, telemarking, ski touring, off piste and backcountry skiing, and splitboarding.
Yes, the insurance will cover you for taking part in the Murren Inferno, DHO, Kandahar and AICC races.
Yes, however this cover is in line with the Ski Club of GB’s definition of off-piste which has been pre-agreed by insurers – Off-piste is defined as when the skier is not travelling on a groomed and prepared piste, the only exception to this is when a marked piste is clearly signed as open but has not been groomed. This can then be considered a pisted run. Itineraries routes as defined by the resort that are marked, avalanche controlled and patrolled are considered off-piste and therefore subject to the off-piste policy. These may be described differently in different resorts.
No, this insurance protects you for claims made against you.
Consequently, you should ensure that you hold appropriate insurance to cover for emergency medical expenses – as well as any additional cover such as cancellation, curtailment or lost baggage – alongside this liability insurance.
All matters which could give rise to a claim need to be reported to our insurance brokers, Howden. Please complete the incident report form and forward to Howden – details can be found in your Ski Locker
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